• You apply and provide basic case information.

• The funding company evaluates your lawsuit’s strength and expected settlement value.

• If approved, you receive funds — often within a few days.

• When your lawsuit resolves, repayment (including fees) is taken from your settlement before you receive your portion.

n most cases, yes — if you lose your lawsuit, you do not have to repay the advance. This structure is called non‑recourse funding. You only owe repayment if your case ends in a successful settlement or judgment.

Unlike a traditional loan that requires monthly payments, credit checks, and personal guarantees, accident settlement funding:

• Is non‑recourse — you typically don’t pay back if you lose

• Does not require a credit score check

• Does not involve monthly payments or collateral

• Generally, you are eligible if:

  • You have a pending personal injury lawsuit

  • The case has strong evidence and a high likelihood of a recovery

  • You are represented by an attorney (most companies require this)

• Accident settlement funding usually covers:

  • Motor vehicle accidents

  • Slip & fall injuries

  • Workplace injury claims

  • Medical malpractice

  • Wrongful death claims

  • Other personal injury actions with demonstrable liability and damages

• No. Funding decisions are based solely on the strength and value of your lawsuit, not on your credit score, employment status, or income history.