Frequently Asked Questions
Get answers about car accident loans, pre-settlement funding, approval, timelines, and repayment options.
If you are dealing with medical bills, rent, or lost income after an accident, these FAQs explain how funding works while your case is still pending.
A car accident loan, often called pre-settlement funding, is a cash advance for plaintiffs with an active injury claim. Repayment is typically made only if the case settles successfully.
After you apply, the funding company reviews your claim with your attorney. If approved, funds may be sent quickly so you can manage urgent expenses while waiting for your case to resolve.
No. Approval is generally based on the strength of your case rather than your credit score, income, or employment history.
Many applications are reviewed within 24 to 48 hours, depending on case documentation and attorney response time.
In many non-recourse agreements, you do not repay the funding if you do not recover compensation. Review the exact agreement terms before moving forward.
In most cases, no. Funding companies usually need to coordinate with your attorney to verify the status and strength of your claim.
Take the next step toward financial relief while your accident case is still pending.